Shaping the future pays — but is it enough? Here is what MOE teachers can expect to earn, the perks they enjoy, and why many find the profession deeply rewarding.
updated: May 13, 2025
The information on this page is for educational and informational purposes only and should not be considered financial or investment advice. While we review and compare financial products to help you find the best options, we do not provide personalised recommendations or investment advisory services. Always do your own research or consult a licensed financial professional before making any financial decisions.
If you are considering a career in teaching, you are likely weighing more than just the pay cheque. While salary matters, teaching in Singapore under the Ministry of Education (MOE) offers so much more. From influencing young lives to playing a vital part in nation-building, teaching delivers both tangible and intangible rewards. That said, compensation is still an important factor. Fortunately, MOE ensures that teachers are paid competitively and enjoy a host of benefits — making the profession both meaningful and sustainable. In this guide, we break down what MOE teachers earn, the bonuses and perks they receive, and how the career offers fulfilment beyond financial incentives.
Teaching salaries in Singapore are structured to attract top talent. MOE teachers start on a pay scale that corresponds with their educational qualifications. According to SingSaver’s detailed salary guide, fresh graduates from universities can expect starting salaries of about S$3,800 to S$4,600 monthly. Those from NIE (National Institute of Education) programmes typically start in this range after completing their training. Diploma holders begin slightly lower, but there is ample opportunity for salary growth through regular reviews and increments.
Despite the respectable base pay, it is fair to wonder if it sufficiently reflects the responsibilities teachers shoulder daily. Teaching goes beyond classroom instruction — teachers also handle administrative duties, student welfare, and co-curricular activities. Fortunately, MOE recognises this by providing regular adjustments, annual bonuses, and mid-year payments to ensure teachers’ salaries remain competitive and sustainable over time.
For many educators, teaching offers rewards that money simply cannot buy. The ability to shape young minds, ignite curiosity, and watch students flourish under their guidance creates a deep sense of purpose. Teachers often share how gratifying it is to witness their students grow in confidence, master complex ideas, and achieve their personal best.
Moreover, teaching is a profession rooted in contribution. Educators help build a better society by instilling values, critical thinking, and resilience in the next generation. These intrinsic rewards are what keep many teachers motivated even when the going gets tough. The impact they leave on students' lives — sometimes lasting a lifetime — offers fulfilment no salary figure alone can provide.
While emotional fulfilment is crucial, financial security cannot be overlooked. MOE’s salary structure ensures that teachers do not have to sacrifice their livelihood for passion. Besides the base salary, teachers enjoy performance-based bonuses, annual salary adjustments, and various allowances — all of which help balance the scales between pay and purpose.
This balance is key to job satisfaction. Knowing that you are fairly compensated allows you to focus on your students without constant financial stress. Together, the tangible and intangible rewards make teaching a sustainable and meaningful career choice in Singapore.
>> MORE: Singapore salary guide 2025
Discover the best credit cards that offer cashback, rewards and flexibility — all tailored for your first salary
Aspiring teachers are required to undergo professional training before stepping into the classroom. This ensures they are well-equipped with the pedagogical skills and content knowledge needed to teach effectively.
MOE offers several pathways into teaching. Throughout this period, trainee teachers receive comprehensive training to prepare them for real-world teaching challenges.
Training Programme |
Duration & Bond Length |
Teaching Levels |
Training Grant |
Cost |
MOE Kindergarten Teacher Training Programme |
9 months training, 2-year bond |
Kindergarten |
One-time grant of S$1,050 |
Fully sponsored by MOE |
Diploma in Education (DipEd) |
2 years training, 3-year bond |
Primary schools (Art, Music, PE, Mother Tongue) |
Not specified |
Fully sponsored by MOE |
Postgraduate Diploma in Education (PGDE) |
16 months training, 3-year bond |
Primary, Secondary, Junior College |
Not specified |
Fully sponsored by MOE |
Diploma in Special Education (DISE) |
1 year training |
Special Education |
Not specified |
Fully sponsored by MOE |
One of the biggest incentives for aspiring teachers is that MOE pays trainee teachers a salary during their training period. This alleviates the financial burden of studying full-time and ensures a smooth transition into the profession.
Based on SingSaver’s guide, trainee teachers earn between S$2,500 to S$3,520 monthly during their training. This amount depends on their educational background, with university graduates generally starting at the higher end of the scale. This ensures financial support while they focus on completing their courses and practicum.
Upon graduation from NIE, teachers enjoy a salary increment as they enter the workforce fully trained. According to SingSaver, new teachers can expect salaries ranging from S$3,800 to S$4,600 for degree holders, while diploma holders start between S$2,800 to S$3,400. These figures rise over time through performance increments, annual reviews, and career advancement opportunities.
>> MORE: Starting salaries in Singapore
MOE teachers benefit from more than just monthly pay. A range of bonuses, allowances, and non-monetary benefits make the compensation package even more attractive.
Teachers enjoy various financial perks on top of their base salary. As SingSaver details, these include the Annual Wage Supplement (AWS, commonly known as the 13th month bonus), performance bonuses, and other allowances linked to duties such as teaching special subjects or taking on additional responsibilities. These bonuses reward strong performance and recognise teachers' hard work throughout the year.
MOE also offers a host of non-monetary benefits. Teachers enjoy subsidised medical and dental care, access to wellness programmes, generous leave entitlements, and professional development opportunities. These benefits ensure that educators can maintain a healthy work-life balance and continue growing in their careers.
Teaching is not a stagnant career. There are well-defined pathways for advancement, from senior teaching roles to school leadership positions. MOE supports teachers through sponsorship for postgraduate studies, leadership development programmes, and even opportunities to take on roles within HQ or in global education exchanges. Full details can be found at Careers@Gov’s official page on benefits for teachers.
While pay and perks matter, many teachers will tell you that what keeps them going is the purpose behind their work. Teaching offers an opportunity to make a profound difference in the lives of students and in society as a whole.
Teachers play a key role in shaping future generations. Every lesson delivered, piece of advice given, and value instilled contributes to a better society. Many teachers take pride in watching their students grow into thoughtful, responsible adults — knowing they were part of that journey. These personal victories make the effort worthwhile and help teachers stay motivated even in challenging times.
Beyond the classroom, teachers contribute to nation-building. By nurturing a skilled and resilient workforce, they help secure Singapore’s future. The ripple effects of their work are far-reaching, making teaching one of the most impactful professions around.
Teaching offers pathways beyond teaching itself. Ambitious educators can move into leadership roles, such as Subject Heads, Heads of Department, and eventually Vice-Principals and Principals. There are also opportunities for secondments to MOE HQ, policy work, or overseas postings.
MOE is committed to developing talent within the profession. With support for further studies and international exposure, teachers can enjoy a fulfilling and dynamic career that evolves with their interests and strengths.
It might be time to move to priority banking account and enjoy its perks like high-interest savings, personalised service, and 24/7 access
If you are thinking about teaching as a career, the prospects are clear. While the salary and benefits provide financial security, the real rewards lie in the daily opportunities to inspire, lead, and shape the next generation. Teaching in Singapore offers both stability and purpose — making it more than just a job, but a lifelong journey.
How much do MOE teachers in Singapore earn?
MOE teachers' salaries depend on qualifications and experience. According to SingSaver, fresh graduates typically start from S$3,800 to S$4,600 monthly, while diploma holders start from about S$2,800 to S$3,400. Salaries increase with experience, performance, and promotions.
Do MOE teachers get paid during training?
Yes, trainee teachers receive a monthly salary during their NIE training. This ranges from about S$2,500 to S$3,520, depending on their qualifications.
Are MOE teaching programmes fully sponsored?
Yes. Training programmes such as the Diploma in Education (DipEd), Postgraduate Diploma in Education (PGDE), and Diploma in Special Education (DISE) are fully sponsored by MOE. Trainees also receive a salary while undergoing training.
What bonuses and benefits do MOE teachers receive?
In addition to base salaries, teachers receive the Annual Wage Supplement (13th month bonus), performance bonuses, and allowances. Non-monetary benefits include subsidised healthcare, generous leave schemes, and career development opportunities.
Can MOE teachers advance their careers beyond classroom teaching?
Absolutely. Teachers can progress into leadership roles such as Subject Heads, Vice-Principals, and Principals. Opportunities also exist for policy work at MOE HQ and overseas assignments.
At SingSaver, we make personal finance accessible with easy to understand personal finance reads, tools and money hacks that simplify all of life’s financial decisions for you.