Best SPC Credit Card Discounts in Singapore 2025
updated: May 20, 2025
SPC has 40 stations all over Singapore and active partnerships with 3 of Singapore’s major banks, as well as American Express. This means fuel savings at SPC will go a long way in making driving in Singapore more cost-effective, by pushing your daily petrol spend down.
Check out the best SPC petrol credit cards for drivers in Singapore.
Best SPC petrol credit cards
Overview: Best credit cards for SPC discounts
Here is a quick summary of the best SPC credit card discounts you'll find in 2025. Want to maximise your SPC petrol savings? We recommend signing up for an SPC&U membership so you can stack those sweet members’ only perks with your credit card discounts. Sign up on SPC&U's online portal and register your card for instant exclusive discounts.
|
Credit card |
Benefits |
Fuel savings & discounts |
|
|
Up to 10% cash rebates on dining, public transport & offline MYR spend |
20.1% & 2% SpeedyCare cash rebates |
|
|
Up to 10% cash back on daily essentials, transport & more |
24% |
|
UOB Lady’s/Lady’s Solitaire Card
|
4 miles per dollar on your preferred rewards categories |
20% |
|
|
4 miles per dollar on overseas, petrol & contactless spend (Excludes SPC & Shell stations) |
20% |
|
American Express True Cashback Card
|
3% cashback for new card members (1.5% after 6 months) |
21% |
|
American Express Platinum Credit Card
|
2 membership points per S$1.60 spend |
21% |
|
|
4 miles per dollar on select local merchants, 3.2 miles per dollar on overseas spend |
15% with the Corporate Fuel Card |
POSB Everyday Card
POSB Everyday Card
on_provider_website
| Cashback Petrol | Up to 20.1% |
|---|---|
| Fuel Savings | Up to 20.1% |
| Min. Annual Income | S$ 30,000 |
| Card benefit | 0.3 - 10% cashback |
| Annual Fee | S$ 196.20 |
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SingSaver's take
A great pick for saving on everyday spend, from groceries at Sheng Siong and RedMart to weekend trips in Johor Bahru. POSB Everyday Card holders can also stack their 6% cash rebates at SPC and 5% DBS/POSB card discount with their SPC&U card for 20.1% fuel savings.
UOB One Card
UOB One Card
on_provider_website
| Cashback Petrol | n_a |
|---|---|
| Fuel Savings | Up to 21.15% |
| Min. Annual Income | S$ 30,000 |
| Card benefit | 3.33 - 10% cashback |
| Annual Fee | S$ 196.20 |
| REWARDS | |
| |
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SingSaver's take
A category-based rewards card, the UOB One Card is handy for earning cashback on daily expenditure including utility bills, groceries and public transport rides. Drivers will also benefit from the 22.66% and 24% fuel savings at SPC and Shell stations, respectively.
UOB Lady’s Card
UOB Lady's Card
on_provider_website
| Cashback Petrol | n_a |
|---|---|
| Fuel Savings | n_a |
| Min. Annual Income | S$ 30,000 |
| Card benefit | 0.4 - 10 miles per dollar |
| Annual Fee | S$ 196.20 |
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SingSaver's take
A card for those who want to maximise their spending within one category, so they can rack up those UNI$ for goodies, air miles and cash rebates via UOB Rewards+.
UOB Visa Signature Card
UOB Visa Signature Card
| Cashback Petrol | 2% |
|---|---|
| Fuel Savings | n_a |
| Min. Annual Income | S$ 50,000 |
| Card benefit | 0.4 - 4 miles per dollar |
| Annual Fee | S$ 218.00 |
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SingSaver's take
If you’re tired of tracking your eligible spending, the UOB Visa Signature Card might just be perfect for you. With up to 4 miles per dollar on contactless transactions, you’ll start racking up those miles in no time—especially since UNI$ only expire after 2 years.
American Express True Cashback Card
American Express True Cashback Card
on_provider_website
| Cashback Petrol | 1.5% |
|---|---|
| Fuel Savings | n_a |
| Min. Annual Income | Conditional |
| Card benefit | 1.5 - 3% cashback |
| Annual Fee | S$ 174.40 |
| REWARDS | |
| |
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SingSaver's take
Earn rewards on almost anything, in Singapore and overseas with this solid flat-rate cashback card. Combine 21% fuel savings at SPC for American Express cards and your 1.5-3% cashback for even more savings.
American Express Platinum Credit Card
American Express Platinum Credit Card
on_provider_website
| Cashback Petrol | n_a |
|---|---|
| Fuel Savings | n_a |
| Min. Annual Income | Conditional |
| Card benefit | 2 - 10 points / dollar |
| Annual Fee | S$ 327.00 |
| REWARDS | |
| |
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SingSaver's take
The Platinum Credit Card’s best perks are their Platinum Dining and Lifestyle benefits, as well as the bonus points you earn with 10XCelerator partners. But if you’re not into all of that, the True Cashback Card may be a better bet at nearly half the price.
Maybank World Mastercard
Maybank World Mastercard
| Cashback Petrol | 2.7% |
|---|---|
| Fuel Savings | n_a |
| Min. Annual Income | S$ 80,000 |
| Card benefit | 0.4 - 4 miles / dollar |
| Annual Fee | S$ 261.60 |
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SingSaver's take
Do you have a passion for golf and love to eat and travel? In that case, the Maybank World Mastercard may be the perfect card for you. But if you find tracking local spend too onerous and don’t travel often, there may be other cards more suited to your taste.
How to maximise your savings on fuel expenses at SPC?
Certificate of Entitlement (COE), road tax, Additional Registration Fee (ARF) and so on. The list of reasons why cars are so expensive in Singapore is long and petrol prices are a contributing factor too. If you live or work near SPC stations, here are some tips on how to stretch your dollar and earn extra membership points for more fuel savings.
Sign up for an SPC&U membership
Now that you know all about the benefits of an SPC&U membership, it’s time to sign up for an SPC&U card for even more goodies. Simply visit any SPC station and approach the cashier for an SPC&U card. You can either: scan the QR code on the card with your smartphone to register, or visit “www.spc.com.sg/members” using your phone, tablet or personal computer.
SPC&U promo periods & special offers
Stay informed about ongoing promotions, special offers, or discounts at SPC stations. These promotions may include limited-time discounts or bonus rewards points that can help you save more money.
SPC&U membership benefits
Registered SPC&U members receive instant SPC&U card discounts, members' treats, e-coupons, access to attractive programmes and exclusive members-only SPC&U events.
If you're not familiar with SPC's e-coupons, think of them as limited-time discounts. For example, SPC is currently offering 4% e-coupons to private hire and taxi drivers who pump at least 5 litres of fuel with them per week. Note that e-coupons are single-use only and cannot be redeemed again once presented. They are also not exchangeable for cash.
Frequently asked questions about SPC credit card discounts
Which credit card is best for SPC?
The UOB One Card, hands down. With up to 24% fuel savings and 10% cashback on groceries, food deliveries and more, this credit card is a powerful tool for drivers who regularly refuel at SPC stations. In second place we have the POSB Everyday Card, which gives you 20.1% in fuel savings and 6% cash rebates at SPC stations.
How do I get SPC e-coupons?
SPC occasionally issues e-coupons, which typically provide limited-time discounts. These e-coupons are redeemable by SPC members who are also SPC&U cardholders. Since SPC releases e-coupons at their own discretion, there’s no set schedule we can follow as the process is opaque. If your goal is to never miss out on an e-coupon, your best bet is to subscribe to SPC on all your socials and of course, register your SPC&U card at the members' only online portal.
Apart from fuel savings, what other SPC promotions are there?
SPC periodically runs promotions where credit card or SPC members may be able to redeem freebies with a minimum petrol spend of a set amount. Check their website weekly if you refuel frequently at SPC so you don't miss out on any deals! Here are 2 ongoing promos:
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POSB Everyday Card members can redeem a free 1kg bag of SongHe rice with 4 stamps. (Min. spend of S$70 required for 1x stamp.)
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SPC members get S$3 off standard car washes and vacuum cleaning with a min. spend of S$70 at select SPC stations.
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What is the SPC Everyday Card discount?
Do you mean the POSB Everyday Card, which gives you discounts on SPC petrol? A rewards card for daily spend, the popular Everyday Card is great for offsetting daily expenses with cash rebates, on everything from groceries to public transport rides. Stack the POSB Everyday Card's benefits with that of the SPC&U card for up to 20.1% in fuel savings.
What are the benefits of the SPC&U card?
Be sure to not confuse the SPC&U programme with the SPC&U card. While the former grants you instant discounts without the hassle of registration, the latter is a contactless card that also confers members' only discounts, events and e-coupons. You can get your SPC&U card from any cashier-on-duty at an SPC station. Do register your card on the members' portal online to get the full benefits you are entitled to.
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Your guide to choosing a petrol credit card
Petrol costs eating into your monthly expenditure? Find the perfect petrol credit card for big fuel savings today.